Summary

This underwriter assesses loan applications from UK small businesses, using borrower and market information to make loan-by-loan credit decisions. The role focuses on SME lending and improving underwriting processes, with a hybrid arrangement requiring three days in the London office.

Responsibilities

• Analyse borrower accounts and bank statements
• Assess credit reference data and lending risk
• Incorporate market and industry insights into decisions
• Review loan applications against quality standards
• Recommend improvements to underwriting workflows
• Identify and mitigate operational risks and control weaknesses